Govt Schemes

PM SVANidhi is the central micro-credit scheme for urban street vendors, jointly steered by the Ministry of Housing and Urban Affairs (MoHUA) and the Department of Financial Services (DFS). Launched in June 2020 during the COVID-19 shock to informal livelihoods, the scheme's lending period has been extended to March 2030,…

PM Vishwakarma Yojana is a Central Sector Scheme of the Ministry of Micro, Small and Medium Enterprises that supports traditional artisans and craftspeople with recognition, skill training, modern toolkits, collateral-free credit, a digital-transaction incentive and marketing support. It was launched on 17 September 2023 and, as described in official PIB…

NPS Vatsalya is a pension account that parents or guardians open in a child’s name, from birth up to the age of 18. Under the revised scheme guidelines that took effect in February 2026, the minimum contribution is ₹250 a year, there is no upper limit, and relatives and friends…

Every Indian aged 70 or above can get free hospital treatment of up to Rs 5 lakh a year under Ayushman Bharat, whatever their income. To use it, they need the Ayushman Vaya Vandana Card. The government launched the card on 29 October 2024. As of 21 September 2026, about…

The 8th Pay Commission completes one year on 3 November 2026, and its report is due by around May 2027. In that year the three-member panel has finished its memorandum window, held consultations in several cities and heard demands from unions, including a railway federation’s call for a ₹69,000 minimum…

Since 1 October 2026, LPG e-KYC through biometric Aadhaar authentication has been compulsory for booking a domestic cylinder at the subsidised price. If you have already done it, you do not need to do anything; the government says 27.43 crore consumers (89.9%) had completed it by 19 September. If you…

It is now official. On 28 October 2026, the Union Cabinet approved a 3 percentage point increase in Dearness Allowance (DA) for central government employees and in Dearness Relief (DR) for pensioners, effective from 1 July 2026. DA and DR go up from 60% to 63% of basic pay or…

If you draw a central government pension, your annual life certificate is due in November 2026. The nationwide Digital Life Certificate (DLC) Campaign 5.0 runs from 1 to 30 November 2026, with camps at banks, post offices, railway offices and telecom exchanges. If you are 80 or older, you have…

The PM Kisan 24th installment is due on Friday, 30 October 2026. The Prime Minister will transfer it digitally at an event in Banaskantha, Gujarat, and the official PM Events listing says it will reach about 9.34 crore beneficiaries. Each eligible farmer family gets ₹2,000. Not everyone registered will see…

The PM Internship Scheme 2026 now looks quite different from the version launched in October 2024. The stipend is higher, more people are eligible, internships are shorter, and companies can post openings at any time during the current round. If you are between 18 and 25 and want paid experience…